Ultra-high net-worth (UHNW) individuals are defined as having a net worth of at least $30 million in investable assets net of liabilities (after deducting residential and passion investments such as art, planes, yachts and real estate). Billionaires are a special category of UHNW individuals, having net worth in excess of $1 billion.
UHNW individuals are of crucial importance not only to the finance, banking and investment industry; but also to luxury companies who target UHNW individuals, charities, universities and schools amongst others. UHNW individuals are notable players in the field of philanthropy; many have their own private foundations and support a variety of causes, from education to poverty relief.
Financial institutions are known for their targeting of UHNW individuals, having specific parts of their bank designed to manage the wealth of their UHNW clients. In addition, research on the UHNW is particularly important with upcoming intergenerational wealth transfers in the UHNW population. Luxury companies typically target UHNW as a separate segment of their clientele.
Here are the top 20 countries with the most ultra-high net-worth individuals.
| Rank | Country | No. of UHNW individuals |
| 1. | United States | 180,060 |
| 2. | China | 70,426 |
| 3. | Germany | 28,396 |
| 4. | United Kingdom | 16,370 |
| 5. | France | 15,503 |
| 6. | Japan | 14,755 |
| 7. | Italy | 10,441 |
| 8. | Canada | 10,025 |
| 9. | Russia | 8,015 |
| 10. | Switzerland | 7,553 |
| 11. | South Korea | 7,354 |
| 12. | Saudi Arabia | 7,020 |
| 13. | India | 6,884 |
| 14. | Spain | 5,938 |
| 15. | Sweden | 5,243 |
| 16. | Brazil | 5,140 |
| 17. | Hong Kong | 5,042 |
| 18. | Singapore | 3,732 |
| 19. | Mexico | 3,287 |
| 20. | Australia | 3,124 |
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