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Top 10 best personal finance books 2025

Victor Mochere by Victor Mochere
in Finance, Passé
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Top 10 best personal finance books

Being rich or poor is all about your habits. Reading many good books – is what self-made millionaires do to help increase their wealth and general outlook toward everything. Research shows that 88% of wealthy people devote at least 30 minutes a day to reading. If it works for them, it could work for you. For the majority of people, books are part of their everyday life. A person is limited in what they can accomplish without good reading and comprehension skills.

Anyone who wants to learn the art of money-making and success must read the best personal finance books. Reading finance books will help you to get rich or at least give you some knowledge as to how you can become a self-made millionaire or succeed in your ideas. They will tone up your intellectual taste and broaden your outlook toward achieving that financial success. These books have changed the lives of millionaires and are the best financial books for beginners as well.

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1. Think and Grow Rich by Napoleon Hill

Journalist Napoleon Hill researched more than 500 self-made millionaires, including Andrew Carnegie, Henry Ford, and Charles M. Schwab, before releasing this 1937 best-seller. Hill’s timeless personal finance classic will help you understand that getting rich is more about mentality than anything else. He barely mentions the words “money”, “wealth”, or “finances”. Rather, he explains the psychological barriers that hold many people back from building fortunes – and teaches you how to start thinking your way to financial success.

2. Business Adventures by John Brooks

Rich people tend to believe starting a business is the fastest way to make money. This read, endorsed by self-made billionaires Bill Gates and Warren Buffett, will teach you just how to do that… but not the way a conventional business book does. Unlike a lot of today’s business writers, Brooks didn’t boil his work down into pat how-to lessons or simplistic explanations for success (How many times have you read that some company is taking off because they give their employees free lunch?)

You won’t find any listicles in his work. Brooks wrote long articles that frame an issue, explore it in depth, introduce a few compelling characters, and show how things went for them. Don’t let the 1969 publication date throw you off. While a lot has changed in the business world since the 1960s, the fundamentals of building a strong business have not, Brooks’s deeper insights about business are just as relevant today as they were back then.

3. The Little Book of Common Sense Investing by John C. Bogle

One of the most effective ways to build wealth is to invest. At least, if you do it correctly. Bogle, the founder of the Vanguard Group and creator of the world’s first index fund, details the simplest and most efficient investment strategy: Investing in low-cost index funds. Legendary investor Warren Buffett also says that every investor, large and small, should pick up a copy.

4. The Essays of Warren Buffett by Warren Buffett

If a blurb by Buffett doesn’t entice you, get directly inside the billionaire’s head with this collection of letters and notes written by the “Oracle of Omaha”. The 700+ page book offers a clearer picture of Buffett’s philosophies on business, investing, and life.

5. Tools of Titans by Tim Ferriss

What does it take to be a billionaire? Best-selling author Tim Ferriss’ latest book explores the daily routines and habits of celebrities, professional athletes, hedge fund managers, and others. Ferriss went straight to the sources and interviewed more than 200 world-class performers. For a sneak peek, check out one, peculiar habit that the wealthiest, most successful people share.

6. The Richest Man in Babylon by George S. Clason

Clason revealed the “secret” to getting rich in his 1926 personal finance classic. It turns out that the “secret” isn’t much of one. All it takes to get rich is mastering a few simple concepts, such as paying yourself first and living within your means, which Clason preaches via a collection of entertaining parables.

7. Rich Dad Poor Dad by Robert Kiyosaki

Kiyosaki shatters the myth that you need to earn a lot of money to get rich in this best-seller. By telling the story of two dads – his own, and the father of his best friend – he explains how to build wealth even with a small salary. Additionally, Kiyosaki challenges the popular belief that your house is an asset, details the differences between how rich people and average people choose to get paid, and emphasizes the critical difference between an asset and a liability.

8. The Automatic Millionaire by David Bach

Self-made millionaire and financial advisor David Bach expose a handful of money misconceptions in his easy-to-read best-seller. You don’t need a budget, you don’t need to make a lot of money, and you don’t even need the willpower to accumulate a fortune, he writes.

9. How Rich People Think by Steve Siebold

When Steve Siebold started interviewing hundreds of millionaires and billionaires, he was “completely broke and searching for answers about the success I wasn’t finding in the classroom,” he writes. “What I discovered was, to get rich, I had to learn to think like a rich person. Once I changed my thinking, the money started to flow.” Anyone has the opportunity to build wealth, he stresses in “How Rich People Think,” and it all starts with changing your mindset. For a sneak peek, check out the number one way rich people view the world differently than the average person.

10. Be Obsessed or Be Average by Grant Cardone

As Siebold says, to get rich, you have to learn from those who have already done it. Self-made millionaire Grant Cardone knows a thing or two about managing money: The entrepreneur has built five companies and a multi-million dollar fortune. In the best-selling author’s latest book, he emphasizes that if you want real success, you have to be hungry, hyper-focused, and even obsessed. While Cardone offers some contrarian advice – he discourages investing in a 401(k) plan and buying a home – his wealth-building strategies helped him go from broke at 25 to earn his first million by age 30.

Conclusion

A book is like a best friend who will never walk away from you. The above highlighted peronal finance or money books will help you get out of the rat race of debt and achieve the wealth that you truly deserve. These best-get-rich books teach you that mastering your money has more to do with mindset and overcoming psychological barriers than anything else, and they teach you how to start thinking your way to success.

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