Fuliza M-Pesa is an overdraft facility that was launched by Safaricom in partnership with NCBA Bank Kenya. This is a service that allows Mpesa customers to complete their Mpesa transactions when they have insufficient funds in their Mpesa account. Fuliza is available to all M-Pesa customers, however the awarding of limits will depend on your credit viability and how long you have been using Mpesa.
Fuliza M-Pesa charges
You will be charged 1% access fee and a maintenance fee on the outstanding balance as per below table. Normal M-Pesa transaction charges apply. Check out Fuliza M-Pesa charges.
How to check Fuliza M-Pesa limit
To check your Fuliza M-Pesa limit, follow these steps.
- Dial *234#
- Select option 0 “Fuliza M-Pesa”.
- Then, select option 1 “Check my limit”.
How to increase Fuliza M-Pesa limit
You can increase your Fuliza limit by following these tips.