Fuliza M-Pesa is an overdraft facility that was launched by Safaricom in partnership with NCBA Bank Kenya. This is a service that allows Mpesa customers to complete their Mpesa transactions when they have insufficient funds in their Mpesa account. Fuliza is available to all M-Pesa customers, however the awarding of limits will depend on your credit viability and how long you have been using Mpesa.
Fuliza M-Pesa charges
You will be charged 1% access fee and a maintenance fee on the outstanding balance as per below table. Normal M-Pesa transaction charges apply. Check out Fuliza M-Pesa charges.
How to check Fuliza M-Pesa limit
To check your Fuliza M-Pesa limit, follow these steps.
- Dial *234#
- Select option 0 ‘Fuliza M-Pesa’
- Then, select option 1 ‘Check my limit’
How to increase Fuliza M-Pesa limit
The more times you use the Fuliza service, the more you get a chance of a limit increase. The limit is reviewed every three months.
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