Imali-mboleko yesebe yimveliso yeBranch International, i-microfinance esebenza kumazwe aliqela. Isebe lenza kube lula kuwe ukuba ufikelele kwimali-mboleko naphi na, nangaliphi na ixesha. Ufumana ukubhalisa ngemizuzwana, ufake isicelo semali mboleko kwaye ufumane imali yakho ngqo kwiakhawunti yakho. Yindlela ekhawulezayo, efanelekileyo nethembekileyo yokufikelela kwityala xa uyifuna. Isebe lenza ukufumana imali-mboleko yakho kube lula ngokusebenzisa idatha ekwifowuni yakho kuquka nembali yakho yeSMS ukuqinisekisa ubuwena kunye nokwenza amanqaku etyala.
Yintoni ekufuneka uyazi ngemali mboleko yeSebe
Nazi izinto ekufuneka uyazi ngaphambi kokuba ufake isicelo semali mboleko kwiCandelo.
- Imali-mboleko yesebe ayinazo izohlwayo zasemva kwexesha okanye imirhumo ye-rollover.
- Isebe alifuni nasiphi na isibambiso kwisicelo semali-mboleko.
- Awudingi akhawunti yokonga ukuze usebenzise iinkonzo ze-app yeSebe.
- Isebe liya kusebenzisa iinkcukacha zakho; abafowunelwa, indawo, ifowuni kunye neSMS, ukulinganisa ukufaneleka kwakho ngetyala.
- Imida yemali-mboleko iphakathi kwe-Ksh 250 kunye ne-Ksh 70,000.
- Ixesha lemali-mboleko liphakathi kweeveki ezi-4 kunye neeveki ze-48.
- Inzala isuka kwi-13% ukuya kwi-29% kunye nenzala elinganayo yenyanga ye-2% - 16% kunye ne-APR yama-22% - 199%.
Ungasifaka njani isicelo semali mboleko yeSebe
Ukufaka isicelo semali mboleko yesebe, landela la manyathelo.
- Hlohla Inkqubo yesebe.
- Vula usetyenziso.
- Khetha ulwimi ofuna ukulusebenzisa kwaye ucofe "Qhubeka".
- Cofa kwi "Bhalisa iakhawunti entsha".
- Khetha ilizwe lakho.
- Emva koko khetha iindlela ofuna ukuzisebenzisa ukubhalisa iakhawunti yakho, nokuba yinombolo yefowuni okanye uFacebook.
- Ngenombolo yefowuni kuya kufuneka ufake inombolo yakho yeselula kwaye uyiqinisekise, ngelixa kuFacebook kuya kufuneka udibanise iakhawunti yakho yeFacebook kunye neSebe.
- Nje ukuba kwenziwe, vumela iSebe ukuba lifikelele abafowunelwa bakho, indawo, ifowuni kunye neSMS, ngokucinezela iqhosha elithi "Vumela ukuFikelela".
- Ngoku ucinezela “Faka isicelo ngoku” ukuze ufake isicelo semali mboleko.
- Khetha isixa ofuna ukusifaka isicelo kwaye ucofe u-“Cela Le Mboleko”, unokucofa ku-“Iinkcukacha zeMali-mboleko” ukubona ishedyuli yokuhlawula kunye neentlawulo zenzala.
- Qhubeka uqinisekisa i-akhawunti yediphozithi kwaye ucofe "Faka isicelo".
- Isixa-mali siya kuthunyelwa kwiakhawunti yakho ngokukhawuleza, nangona kungafuneka ulinde ukuya kuthi ga kwiiyure ezisi-8 kwezinye iimeko.
Uyihlawula njani imali-mboleko yeSebe
Inkqubo yokuhlawulwa kwemali mboleko yesebe icacile. Unokukhetha ukusebenzisa nayiphi na kwezi ndlela zimbini.
a. M-Pesa
- Yiya kwimenyu yeMpesa kwifowuni yakho.
- Khetha "Lipa kunye M-Pesa" ukhetho.
- Khetha "Hlawula iBhili".
- Faka iNombolo yeShishini 998608
- Faka inombolo yefowuni oyisebenzisele ukubhalisa njengenombolo ye-akhawunti.
- Faka isixa semali ofuna ukuyibuyisela.
- Faka i-PIN yakho ye-Mpesa.
- Cofa u-'Kulungile' ukuqalisa intengiselwano.
b. Umda / ikhadi letyala
- Ukusuka kwi-app, yiya ku "Imali-mboleko yam".
- Cofa iqhosha elithi "Cofa ukuze uHlawule".
- Khetha imali ofuna ukuyibuyisela, nokuba yeyiphi;
- Imali elandelayo efunekayo.
- Ibhalansi iyonke.
- Enye Imali (faka imali ofuna ukuyihlawula).
- Cofa "Qhubeka".
- Yongeza iinkcukacha zekhadi lakho leDebit (ATM):
- Inombolo yekhadi (i-16 okanye i-19-digit).
- Umhla wokuphelelwa kwekhadi (inyanga kunye nonyaka).
- I-CVV (inombolo yokhuseleko enamanani ama-3).
- Emva kokufaka iinkcukacha zekhadi, cofa "Qhubeka".
- Khetha useto lwakho lwe-auto-debit phantsi kwe-"Iindlela zokuHlawula" kwaye ucofe u-"Qhubeka".
- Ezinye iibhanki ziya kukucela i-PIN yakho okanye zithumele ikhowudi yokhuseleko kwifowuni yakho.
- I-akhawunti yakho iya kuhlaziywa ngokuzenzekelayo kwimizuzwana embalwa, ukuba intlawulo iphumelele.